"MAKING THE ODDS EVEN"
OVER A QUARTER CENTURY OF EXPERIENCE
SERVING FLORIDA CONSUMERS STATEWIDE
Tampa***Spring
Hill***Miami***Port Charlotte***Lakeland
SINKHOLES
*** HURRICANES *** FIRES
TELE: 863-701-9799
E-MAIL: FPA@FloridaPA.net
A Word
from our President, to our Readers...
It is our hope that this web site will be an asset and tool to assist consumers in obtaining fair settlements.
While most insurance company adjusters try to be fair and are decent human beings, the fact is, no person can serve two masters. It is very easy and very common for even the most honest adjusters to underpay a claim by 50%. The State of Florida in their OPPAGA REPORT (a completely unbiased government department) proves that public adjusters obtain settlements of over 500% on average on claims against Citizens. We find some other companies that try to pay even less. (See some of our recent results below for clear and indisputable proof.) The reasons can be poor training (sometimes intentionally poor training), too heavy of a workload, a bureaucracy that is motivated by profit, or very poor if any supervision. Regarding the small percentage of adjusters who will lie, cheat, and even frame someone of a crime they know was not committed, being aware of some of their "tricks" and methods is absolutely imperative.
If we may help, even in a small way, to "even the odds" by exposing the "real world," we will consider our time, energy and money well spent in this endeavor.
OUR PLEDGE OF PERFORMANCE:
We wish we could guarantee perfection, but we cannot. We do, however, promise to work very hard and to keep a standard that is very high. We take our responsibility very seriously, and when we combine hard work with high standards, and of course our vast experience, they produce tremendous results. Just a few of our recent results will speak for themselves.
Our client from Lakeland
was paid $350,000 and told he had to grout. The job was a complete disaster.
Shortly thereafter the company demanded that he either agree with them or go to
appraisal. We said absolutely no to any sham appraisal demand.
We obtained a total settlement of $1,600,000,
which was double the policy limits without an attorney and without going
through their sham appraisal process.
An insurance company denied a
claim in Safety Harbor. We obtained a
settlement for $358,000.
An insurance company denied a
claim in Hudson. We obtained a
settlement for $318,500.
An insurance company offered
$30,000 on a claim in New Port Richey and said they would pay no more
until our client grouted. We obtained a
settlement for $240,000 without an attorney and without grouting.
An insurance company denied a
claim in Spring Hill. We obtained a
settlement for $200,000.
An insurance company denied a
claim in Spring Hill. We obtained a
settlement for $220,000.
An insurance company denied a
claim in Lakeland. We obtained a
settlement for $405,000.
An insurance company offered a
client in Largo $20,300 and said they would pay nothing more until the
client grouted. We settled for $160,000
without having to grout, and we are now suing for bad faith.
A Brooksville client was
accused of filing their claim late. After nearly a year, the company still had
paid nothing and was even refusing to test. The company had offered nothing.
We obtained a partial advance of almost
$1,000,000 with the real prospects of collecting 10 times that amount in the
near future.
The company is finally testing and has agreed to honor the claim. A
potential lawsuit for bad faith after everything is paid is a real possibility.
We have it all nicely documented.
A company offered a client in
Deltona $19,000 and said all other damages were excluded.
We obtained a settlement for over $300,000 and then
obtained another $400,000 of additional money in bad faith after the $300,000
was paid.
A client in Port Charlotte
was offered $120,000 by their insurance company.
We obtained a final settlement of just under
$4,500,000.
An insurance company told a
client in Spring Hill that there was not even sinkhole coverage and
denied the claim. We obtained a settlement
for $240,000.
An insurance company denied a
claim in Spring Hill. We obtained a
settlement for $200,000.
An insurance company denied a
claim in Spring Hill. We obtained a
settlement for $242,000.
An insurance company denied a
claim in New Port Richey. We obtained
a settlement for $150,000.
An insurance company offered a
client in Lake Wales $150,000. The company played hardball and demanded
that our client be forced into the appraisal process.
We warned them that they were making a
mistake, and if they did not back off, they were buying a lawsuit for bad
faith. They did not back off, and we went to appraisal and obtained an award of
$420,000, which the company paid. We then filed suit for bad faith and got an
additional $300,000.
An insurance company denied a
claim in Jacksonville. We obtained a
settlement for double the policy limits.
An insurance company denied a
claim in Lake Mary. We obtained a
settlement for $460,000. This was more than double their policy limits.
While we try to get along with
companies and resolve any dispute on a professional and cordial basis, our motto
is, “Pay us nice, or pay us twice.” We take our responsibility to our
clients very seriously, and if they are not treated right, we want them to be
compensated for the abuse and mistreatment they sustained. We are not
intimidated by these big money companies or their high-powered law firms. We
know if we do the right things and document the issues appropriately, we almost
always will be conducting negotiations from a position of strength. Not one of
the above cases needed a trial. Far less than 1% of our claims ever do. That
may be unprecedented. 31 years of experience and hard work almost always pays
off.
Tim
Zeak, President Public Adjusters USA, Inc
License # E003901, 31 years of full time experience
IF YOU NEED HELP NOW, WE ARE JUST A CLICK AWAY
YOU HAVE BEEN HURT ONCE, DON'T GET HURT TWICETHE INSURANCE COMPANY WILL HAVE AN ADJUSTER TO REPRESENT THEIR INTEREST, SHOULDN’T YOU HAVE ONE TOO?
COMMERCIAL - INDUSTRIAL –
RESIDENTIAL
OVER A QUARTER CENTURY OF
EXPERIENCE