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ART & SUE L.
When
I met my insurance company’s adjuster at my house that had just sustained
heavy damage, I felt very confident that I would have no trouble
getting a fair settlement. The adjuster was extremely nice and
friendly. When a lawyer friend told me to hire you before I did
anything else, I told him that I did not think I needed any help, as I had
everything under control. When he looked me straight in the eye and
said, “Art, with all due respect, you do not know what under control is,”
I knew he was right. His suggestion was well founded, as shortly
thereafter the insurance adjuster presented me his offer of $39,000.
You, of course, were able to obtain a settlement for repairs in excess of
$100,000. Your 3,000 line inventory for our personal property also
got us tens of thousands of dollars more than we ever thought possible.
I am available any time should anyone ever want a personal reference.
JACK W.
I could hardly believe it when you told me you had an ironclad offer of
over $300,000 for just my house, when the best I could do with attorneys
and other experts in twelve months was less than half of that. You
really do earn every dollar you charge.
C.J.
Having worked as an insurance
adjuster for two insurance companies for many years, I assumed there would
be zero problems when I suffered a major fire loss to my residence. I
couldn’t believe it when I ran into problems with my company’s adjuster.
Even my agent who sold me this policy could not help me despite her many,
many efforts. I, of course, was very familiar with your reputation and
wasted no time calling you. Needless to say, not only were you quickly
able to get the insurance company to “back off” on all of their contrary
positions, but our ultimate settlement was much higher than we ever
thought possible. Once again, thank you.
DICK & RUTH C.
Thank
you, thank you, thank you! I am completely overwhelmed with the
amount of the settlement you have obtained. As you know, my lawyer
worked on my claim for six months, and we were only able to obtain an
offer of $65,000. When we countered their offer at $85,000, we were
told they were not going to pay more than the $65,000. My attorney
recommended that we obtain your services, and how you negotiated a payment
of $190,000 is absolutely amazing!
ROY S. I was pretty sure I made a terrible mistake when
I cashed the $20,000 check my insurance company sent. I just did not
think there was any way to fight them. I still wasn’t sure when you
told me that it still wasn’t too late to re-open my claim. However,
I was shocked when you later informed me that I was getting another
$60,000.
GEORGE C. When my factory was severely damaged
by a tornado, my engineers told me we needed to
hire a public adjuster. Within the hour and after several calls, I
knew that you were our man. I was amazed at how low the adjuster had
estimated the damages. I greatly appreciate the professionalism you
displayed in working with the various contractors, masons, sheet metal
people, and everyone. Without your help, we would have had to spend
in excess of $100,000 out of our own pocket above what the insurance
company would have paid to make all of the repairs. Your willingness
to travel out of state to press our points did not go unnoticed.
RICHARD & DEBBIE B.
When we sustained a
major loss to our home, we allowed our insurance adjuster to take
charge. We were comfortable in doing this as our insurance company is one
of the largest in the country. Well, what a mistake! We allowed their
contractor to begin repairs and found out that they were only going to
allow him to do about $12,000 worth of repairs. We appreciate your
efforts in obtaining a settlement of nearly four times that amount.
FRANK R.
It has really been a
pleasure working with you. As you know, I received several
solicitations from public adjusters who offered me their services for less
than what you charge. Having heard extremely high recommendations
from a business associate and my lawyer, I knew five minutes after I met
you that you were the P.A. for me. The saying, “you get what you pay
for” is absolutely true. You took what would have been an absolute
maximum settlement of $400,000 and got me twice that.
ATTORNEY
Your evaluation of an insurance claim is a true art. Very few, if any,
attorneys have gained the expertise you have in appraising and negotiating
damage caused by fire.
JEFF M.
When
a fire destroyed my business, I knew I was about to deal with something I
had no experience in. I telephoned a good friend who had a fire the year
before. I asked him what he did and how he came out. He said that he did
not do well at all, but has since heard that there was a public adjuster
named Tim Zeak whom he would call if he ever had another fire. I decided
to take his advice and not the advice of my agent, who told me not to even
talk with you. I saw with my own eyes and heard with my own ears the many
“tricks” that the insurance adjuster tried to pull. My own agent
was even working against me. My settlement was at least $200,000 higher
than it would have been had I not hired you.
ATTORNEY
I just wanted to call you
to let you know you are worth your weight in gold. I now know where to
come whenever I have other clients who sustain a fire loss. Thank you for
a job well done.
BANK TRUST DEPARTMENT
You
certainly earned your fee on this one. Several of us attorneys hassled
for months with the insurance company and got nowhere. How you were able
to get four times more than they offered us, we’ll never know.
HERB & ALMAZ W.
As an architect, I was
shocked when I was offered less than $200,000 for my loss. One of our
friends, who happens to be an insurance adjuster for another company, told
me to call you. He said he had worked with you before and assured me that
I would be in good hands if you took my case. Through your
professionalism, persistence, and hard work, you obtained for us our
policy limits of $375,000. If I can ever say a good word for you, just
let me know.
DEBRA J.
Thank you, Tim, for your
help. My insurance company said I wasn’t covered and even hired an
attorney to fight me. Without your many letters and personal
communication with the Chairman of the Board, I know I would not have
gotten a dime. My own lawyer didn’t even think I had a case, but you did
and got me over $100,000. I love you.
FACTORY OWNER After having a division completely shut
down because of a fire, we fought the insurance company for nearly a whole
year over our loss of income claim. They hired a “hot shot” CPA who
declared that the fire netted us a gain and not a loss. After a dozen
letters, faxes, and meetings, which made some progress, we appreciated
your initiative to personally visit the Senior Executive Vice-President at
the home office which obtained major concessions. That resulted in a loss
of income settlement of over $200,000 even though they originally said we
did not have a dime coming. My advise to anyone--don’t handle your own
claim. Even my agent, who tried very hard to help us and who is a very
close friend, was not able to help.
REGGIE & KATHY
L. Being a mechanical engineer by trade, I did not think I would have
a bit of trouble dealing with my insurance company when my home was almost
destroyed. However, when my good friend and next door
neighbor, who is an attorney, told me that the first thing I should do is
to hire you, I obviously asked him to schedule a meeting with you.
My family and I were really stressed out, and there was no way we would
have been able to deal with the numerous adverse issues the company kept
throwing at us. After you more than doubled their dwelling offer and
raised substantially the contents offer, we really appreciated how you
helped us overcome the serious problems we ran into with our contractor.
While the contractor problems were not your responsibility, we are
grateful that you cared so much for our welfare that you walked that extra
mile.
BOB K.
When I suffered a large fire loss, you were highly
recommended to me. I was well pleased with the superb job you did.
Being the owner of 50 properties, I had the misfortune of having two more
within a short period of time. Without hesitating, I contacted you
each time. I hope I don’t have the 4th, but if I do, you will be
hearing from me once again. Thanks for all the help you have been.
BEN & SANDY B.
When our business was severely damaged by fire, we had no
idea what to do. My brother-in-law told me that you had settled a
large loss for him. It was amazing how you were able to successfully
counter the many adverse positions that the adjuster attempted to take.
The bottom line is that we know we received well over $100,000 more
(after your fee was paid) than we would have if we had tried to handle
this ourselves. You also did all of the “dirty work” which we never
would have been able to do.
DICK G. I was shocked when my insurance company offered me $8,000. You, of
course, obtained almost 10 times that amount. You found damage that
I didn’t even know about. As a professor of psychology, I was quite
impressed with the “psychology” you used when dealing with the
adjuster, who obviously had little concern for the facts. I had
never heard of a public adjuster, but I’m happy that a colleague suggested
that I call you.
SOLOMON & MERDLE J.
When the fire totally destroyed our house, the insurance company’s
attorney obtained two appraisals: one for $12,000 and one for
$16,000. Being retired and planning to move down south, we were
completely devastated and asked a good friend of ours, who used to be an
insurance adjuster, what we should do. He gave me your number, and
I’m so glad he did. You made them pay me $70,000 just for my house,
and a whole lot more for our personal belongings.
BETTYE M. Being a landlord of many properties, I have had more than my share of
claims. Having been very pleased with your services of past claims,
it was an automatic decision to call you immediately when my apartment
building caught fire.
MARK & YVONNE S.
When our house and personal belongings were completely
destroyed by fire, my wife’s parents insisted that we call you
immediately. We are so glad we did. They told us about the
time you helped them some ten years ago after they sustained a fire. If
anybody ever wants to know if they should hire you, just give them our
telephone number.
OTIS & LOUISE S.
We were really, really sorry that we allowed the insurance company to
select the contractor for us. Some of the things he was trying to
clean instead of replace was ridiculous. When a friend at work told
me about how you handled their fire loss a few months earlier and how they
were able to build an entirely new home when they thought they would have
to just repair, I wasted no time in calling you. I am grateful that
you accepted my claim and helped us to recover significantly more than we
would have otherwise.
JACK & VIRGINIA M.
When we experienced a house fire, I thought we were lucky to have a
personal friend of ours assigned as our insurance adjuster. In fact,
my husband had played cards with him every Saturday night for years.
But when you were referred to us the 2nd time, we figured we should call
you. And now, we are so glad we did. You nearly doubled our
settlement. I realized that our friendship with the adjuster meant
very little, since his company had his hands so tied that he seemed afraid
for his job. Even though we all know he was trying to be fair, his views
were all one-sided. I was literally shocked. Thank you so very
much.
JOE L.
I will never try to handle another loss myself. After trying
like crazy to explain to my insurance adjuster the true extent of my loss,
he came up about 5%. When you explained to him the true extent of my
loss, he came up over 300%.
JEFF & JUDY R. You are really good at what you do. I feared that
the contractor that my adjuster sent out was sent only to support a very
low figure. When a friend told me about you, I did not hesitate.
We were really impressed at just how hard you worked. Even after
your fee, we are over 300% better off than the insurance company’s
contractor’s estimate. Thank you.
KENT S.
As an insurance agent, I really didn’t think I
would have a problem settling my fire loss. Boy, was I naive.
The outcome you achieved more than doubled what they had originally paid me,
which they had said was my final settlement.
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